Watchtower

A clear view of your month.

Simple budgets. Numbers you can trust.

Watchtower gives you a clear view into your monthly money. See what matters, review what needs attention, and stay in control.

Try WatchtowerSee how it works
Watchtower Overview showing October budgeted, spent, remaining, budget watch, accounts, and recent activity.

Why Watchtower

Know where your money stands this month.

See what’s in your accounts, where money went, and what remains in your budget, without drowning in charts or fighting edits that don’t stick.

  1. Budgets that stay simple

    Set category amounts for the month. See budgeted, spent, and remaining in plain language.

  2. Transactions you control

    Recategorize once and it sticks. Original bank statement text stays visible and recoverable.

  3. Alerts worth a look

    A duplicate charge, a recurring amount that changed, a merchant posting well off its usual. Watchtower can surface it without turning Alerts into a feed.

What you get

What the month needs.

  • Account balances from linked banks
  • Categorized transactions that stick
  • Calendar-month category budgets
  • Budgeted, spent, and remaining at a glance
  • Original statement text you can always recover
  • Alerts when something needs a look

Edits that stick.

Change a category without losing the original bank text. Choose Remember when you want Watchtower to use that category again.

Watchtower transaction history showing search, filters, pending and posted activity, categories, accounts, and amounts.

A month in Watchtower

From connected accounts to a clear month.

  1. Connect accounts securely

    Connect through a trusted provider. Watchtower never needs your bank password.

  2. See the month at a glance

    Balances, recent transactions, and budgeted / spent / remaining land on Overview without turning the month into a chart maze.

  3. Categorize and set budgets

    Categorize transactions and set calendar-month amounts for the categories you want to budget.

  4. Review what needs attention

    Alerts stay empty until something exceptional needs a look. Then it shows up there, not as a feed.

Budgeted. Spent. Remaining.

Set category amounts for the month. As transactions land, Watchtower keeps what you planned, what you spent, and what remains in view.

Watchtower monthly budget showing income, spending, category progress, remaining amounts, and left to budget.

Built with care

Household money is sensitive.

Watchtower minimizes what it needs, keeps original bank text separate from your edits, and uses language that tells you what happened without judging you.

We prefer: “Remaining this month,” “Uncategorized (12),” “Set a budget for this category,” and “This charge may be worth checking.”

We avoid: shame copy about budgets, engagement theater, and “AI-powered revolution” hype.

Read more on our security principles.

Simple budgets. Less clutter. Numbers you can trust.

Connect your first bank and explore your real budget for 24 hours. Then start a 14-day trial with a card to keep going.

Try Watchtower